GRC Sphere

GRC Sphere — Enterprise Banking Governance, Risk & Compliance Platform by Raptas Resolute Ltd GRC Sphere is an AI-powered Governance, Risk & Compliance platform purpose-built for banking and financial services institutions. It consolidates every dimension of GRC operations — capital adequacy, liquidity monitoring, credit risk, AML/CTF surveillance, ESG reporting, audit management, and regulatory submissions — into a single intelligent ecosystem. End the spreadsheet era. Deploy in hours. Give your board the clarity they've been asking for. What GRC Sphere Does GRC Sphere is organized around three pillars — Risk Management, Compliance, and Governance — spanning 13 integrated modules that work in concert across your entire institution. The Executive Command Center delivers a live CXO dashboard with real-time CET1, Tier 1, Total Capital, LCR, and NSFR tracking on a 60-second data refresh cycle, giving leadership complete risk and compliance visibility at all times. The Basel III & IV module provides a full compliance suite covering capital adequacy, liquidity, leverage, and stress testing — including Basel IV output floor analysis and standardized approach implementation tracking with automated RWA calculations and CBS integration. The IFRS 9 – ECL platform delivers enterprise-grade expected credit loss computation with ML-powered PD × LGD × EAD provisioning, a 22-trigger SICR engine, NRV collateral assessment, multi-country regulatory alignment, and a complete audit trail from model configuration through board-level declassification approval. The Stress Testing module runs 70+ models across capital, liquidity, and credit risk scenarios — with configurable GDP, inflation, unemployment, and interest rate parameters — and manages regulatory submissions with 94% on-time performance tracking. The AML/CTF suite provides real-time transaction surveillance with a 82-factor risk engine, sanctions screening against OFAC, UN, EU, UK, Bangladesh Bank, and FATF lists, ML-driven pattern detection, force-directed entity graph visualization, and end-to-end case management through STR filing. Additional modules include ALM Gap Analysis with NII/EVE impact and regulatory limit breach detection, ESG & Green Banking with multi-scope carbon accounting (Scope 1/2/3), PCAF finance emissions tracking, and UN SDG contribution mapping, plus Audit & ICC with a drag-and-drop workflow designer, ICAAP/ILAAP framework, and 25+ regulatory frameworks. Local Regulatory Submissions handles CL Forms, EDW uploads, and CIB reporting for jurisdiction-specific central bank requirements. Key Platform Benefits - 70% reduction in manual reporting effort - 85% faster regulatory submission times - 40% improvement in risk detection accuracy - 90% increase in board and executive visibility - Multi-jurisdictional regulatory support out of the box - Bank-grade security with role-based access controls and comprehensive audit trails - Seamless integration with existing core banking systems Who It's For GRC Sphere serves banks, fintechs, insurers, capital markets firms, NBFCs, and microfinance institutions across 50+ countries in Asia-Pacific, the Middle East, Africa, and Latin America. It is equally suited to regional banks seeking Basel compliance automation and large multi-jurisdictional institutions requiring unified GRC governance across operating entities. Editions & Deployment Available in Standard and Enterprise editions. The Standard edition includes the Executive Dashboard, Risk Analytics, Basel III/IV, AML/CTF, Regulatory Updates & Reports, and Administration. The Enterprise edition adds ECL–IFRS 9, Stress Testing, Advanced Fraud AI, Gap Analysis, ESG & Green Banking, ML Analytics, and AgentX — a large language model–based compliance assistant. Deployment is available on-premise or in the cloud. Licensing options include annual subscription, perpetual license, and enterprise volume agreements with custom SLAs. Built by Experts. Backed by Partnership. GRC Sphere is built by banking and risk management professionals with deep expertise in financial regulation and enterprise software. Clients receive dedicated implementation support, quarterly regulatory updates, and a partnership model designed for long-term operational success. 📧 [email protected] | 🌐 www.raptas.ai