Liberty Budget

Liberty Budget

Budget Without Connecting Your Bank

salaevas12
@salaevas12
Published on Mar 15, 2026
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About Liberty Budget

The core idea is simple: upload your bank's CSV export, and the app automatically parses and categorizes your transactions using MCC codes. The more you use it, the smarter it gets at categorizing. There's a Sankey graph to visualize your full money flow, a toggle between app view and spreadsheet view for people like me who live in spreadsheets, and savings goal tracking.

Product Insights

Liberty Budget provides web-based financial tracking that automates transaction categorization through CSV uploads and MCC codes, avoiding direct bank connections. It combines automated data analysis with flexible visualization tools like Sankey graphs and spreadsheet views to suit different reporting preferences.

  • Privacy focused workflow using CSV imports instead of live bank account linking.
  • Automated transaction categorization using Merchant Category Codes.
  • Hybrid interface featuring both a standard app view and a spreadsheet view.
  • Visual financial reporting via Sankey diagrams for money flow analysis.

Ideal for: Liberty Budget is ideal for freelancers and indie hackers who need to automate their financial analysis and savings tracking while maintaining control over their banking data.

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