onbalance is a free cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom.
🔐 Privacy by Design
We took this seriously. Built with best practices from password managers and crypto wallets. End-to-end encryption. No tracking. No external integrations or data sharing. Absolutely no one (including our team) can access your information without your key. Imagine a password manager's level of security and confidentiality, but tailored specifically for your financial operations.
📱 Offline-First & Mobile-Native
Always accessible, always reliable — your data is available wherever you are, even without an internet connection. Built for on-the-go mobile use, ensuring seamless speed and usability.
🧾 Flexible Financial Management
Whether you drive multiple ventures, handle various projects, work with different currencies (including crypto), onbalance adapts effortlessly. Want simplicity and speed? You can skip details entirely and just log transaction sums without mandatory inputs.
📊 Insightful Cash Flow Planning
Visualize your future balances, spot potential gaps early, and make confident decisions—without the accounting jargon or clutter.
Built especially for small business owners and solopreneurs like:
— Freelancers & content creators
— Real estate agents & event planners
— Artisans & marketplace sellers
— Repair & construction teams
👾 Join our Discord community to participate in testing and development, bring your ideas of the perfect finance management app for small ventures, or simply chat with the community about entrepreneurship and finance management topics: https://discord.gg/fbwf5MYJap
Comments (13)
Privacy-first cash flow planning for solopreneurs is exactly the right approach. Most financial apps are built for teams or require cloud sync. A local-first tool designed for solo operators fills a real gap.
Great product
Great product
Super cool!
Love the focus on simplicity and privacy for solopreneurs. We’re building Zapic, an AI copilot that helps small teams save time by automating social media management, so founders can stay focused on what really matters. Great work 👏
@juditzapic Interesting concept.
will try this for sure
only for US?
No, available in all countries
even PeerPush needs this :)
:) hope so
Very neat I'm going to check this app out. It's good to have something like this to give a big picture of your expenses and what you can afford to do and more.
Thank you! I would greatly appreciate any feedback you can give.
great app!
Thank you! Did you have a chance actually to use it? I would greatly appreciate any feedback you can give.
nice app!
🙏
It appears to be an easy-to-use product for tracking finances, featuring a simple interface and well-thought-out use cases. Kudos to the team.
Thank you!
Great idea to bring privacy to finance management. Missed this in other tools. Good luck!
Thanks!