onbalance

onbalance

Privacy-first free cash flow planning app for solopreneurs

igor
@igor
Published on Oct 13, 2025
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588 PeerPush
šŸ„‡
Ranked #1
Product of the Month
PeerPush

Details

Follow on
@onb_app
Categories
Fintech
Platforms
Mobile

About onbalance

onbalance is a free cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom. šŸ” Privacy by Design We took this seriously. Built with best practices from password managers and crypto wallets. End-to-end encryption. No tracking. No external integrations or data sharing. Absolutely no one (including our team) can access your information without your key. Imagine a password manager's level of security and confidentiality, but tailored specifically for your financial operations. šŸ“± Offline-First & Mobile-Native Always accessible, always reliable — your data is available wherever you are, even without an internet connection. Built for on-the-go mobile use, ensuring seamless speed and usability. 🧾 Flexible Financial Management Whether you drive multiple ventures, handle various projects, work with different currencies (including crypto), onbalance adapts effortlessly. Want simplicity and speed? You can skip details entirely and just log transaction sums without mandatory inputs. šŸ“Š Insightful Cash Flow Planning Visualize your future balances, spot potential gaps early, and make confident decisions—without the accounting jargon or clutter. Built especially for small business owners and solopreneurs like: — Freelancers & content creators — Real estate agents & event planners — Artisans & marketplace sellers — Repair & construction teams šŸ‘¾ Join our Discord community to participate in testing and development, bring your ideas of the perfect finance management app for small ventures, or simply chat with the community about entrepreneurship and finance management topics: https://discord.gg/fbwf5MYJap

Product Insights

onbalance is a mobile-native fintech tool that provides solopreneurs with an offline-first environment for cash flow planning and data analysis across multiple currencies and ventures. It utilizes end-to-end encryption to ensure financial data remains inaccessible even to the service providers.

  • Privacy-first architecture using end-to-end encryption similar to crypto wallets.
  • Offline-first mobile platform ensuring access without an internet connection.
  • Support for flexible logging including multiple currencies and crypto assets.
  • Streamlined interface for visualizing future balances without complex accounting jargon.

Ideal for: Solopreneurs, small businesses, and freelancers who require a secure, mobile-native solution for tracking cash flow and subscription management across various projects.

Screenshots

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Reviews (1)

Average 5.0 out of 5

5.0

Based on 1 review

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lyrictime

I'll definitely use this when my app starts making some good money and I launch other apps.

Comments (14)

lyrictime
@lyrictime

A really brilliant and comprehensive app and will be very useful for me in the future when I have more than a 100 dollars to my name :S

chaudharyarun5797
@chaudharyarun5797

Privacy-first cash flow planning for solopreneurs is exactly the right approach. Most financial apps are built for teams or require cloud sync. A local-first tool designed for solo operators fills a real gap.

imed
@imed

Great product

B
@ben

only for US?

igor
@igor

No, available in all countries

S
@sg30

even PeerPush needs this :)

igor
@igor

:) hope so

CBDHempDelivery
@CBDHempDelivery

Very neat I'm going to check this app out. It's good to have something like this to give a big picture of your expenses and what you can afford to do and more.

igor
@igor

Thank you! I would greatly appreciate any feedback you can give.

ephraimduncan
@ephraimduncan

great app!

igor
@igor

Thank you! Did you have a chance actually to use it? I would greatly appreciate any feedback you can give.

anto
@anto

nice app!

igor
@igor

šŸ™

O
@oleg

It appears to be an easy-to-use product for tracking finances, featuring a simple interface and well-thought-out use cases. Kudos to the team.

igor
@igor

Thank you!

D
@doctorsolberg

Great idea to bring privacy to finance management. Missed this in other tools. Good luck!

igor
@igor

Thanks!