Personal finance diary

Personal finance diary

Stay in control of your money with a simple tracker

J
@jankolar24
Last updated on May 24, 2026
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Pricing
Free
Platforms
Web
Alternative To
Spendee

About Personal finance diary

Modern web-based personal finance management platform designed to give users full control over their financial life in a simple, intuitive, and structured way. The core idea behind the project is to provide a clean and efficient environment where users can track income, expenses, and overall financial health without unnecessary complexity. The application allows users to create accounts, securely log in, and manage their financial data in real time. Once inside the dashboard, users can easily add transactions, categorize them, assign subcategories, and include detailed notes. Each transaction is stored in a structured database and instantly reflected across the system, ensuring accurate and up-to-date financial tracking. One of the key features of finio.live is the ability to visualize financial data. The platform automatically calculates account balances and displays them in a clear overview, allowing users to understand their current financial position at a glance. In addition, a dynamic chart provides a timeline of account balance development, helping users identify trends and patterns in their financial behavior over time. The system supports multiple account types such as cash, bank accounts, and credit cards, making it flexible enough for everyday financial management. Users can also edit or delete transactions at any time, ensuring that their data remains accurate and relevant. Security and user management are also an important part of the platform. finio.live includes a full authentication system with registration, login, and session handling, ensuring that each user’s data is isolated and protected. The application communicates with a backend API, enabling reliable data storage and processing. The interface is designed with usability in mind. A clean layout, responsive design, and simple navigation make it accessible even for users with minimal technical experience. At the same time, the system is built in a modular way, allowing future expansion with advanced features such as financial analytics, budgeting tools, savings goals, or recurring transactions. Overall, finio.live aims to bridge the gap between simplicity and functionality. It is not just a transaction tracker, but a growing financial ecosystem that helps users understand their money, build better habits, and make more informed financial decisions.

Product Insights

Personal finance diary is a free, web-based platform designed to simplify expense tracking, financial analysis, and journaling. It provides real-time transaction categorizations, multi-currency support with automatic exchange rate conversions, and visual balance timelines.

  • Supports multiple account types including cash, bank accounts, and credit cards.
  • Features automatic currency conversion using current exchange rates in its charts module.
  • Completely free to use on the web with a secure, responsive interface.

Ideal for: Private persons, freelancers, and students looking to track their daily expenses and analyze their financial trends through visual charts.

This platform serves as a web-based alternative to Spendee for tracking and analyzing personal transactions.

Product Video

Watch a video demo of Personal finance diary.

Screenshots

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Product Updates (11)

J
@jankolar24

Launched today on Peerpush

I’m really happy that after a month, my project finio.live has finally been published among the other apps on peerpush.net. I’m continuously improving and updating the project, so you can definitely look forward to more new features and updates soon. Thanks to everyone who checked it out and supported it so far!

Product had at the time: 39 upvotes • 15 comments • 11 followers • 1 PeerPush

Comments (1)

E
@enriqueMay 24, 2026

Congrats!

J
@jankolar24

Charts module updated

I’ve updated the filtering options in the Charts module. The filter now comes with a cleaner and more intuitive design, and it’s now possible to filter records by the currency they were originally entered in. Another new addition is the ability to automatically convert records into a single currency using current exchange rates, making it much easier to view graphical summaries and overall statistics in one unified currency. I also redesigned the chart that displays the balance distribution across accounts. The previous donut chart has been replaced with a clearer and more readable visualization that makes comparing account balances much easier at a glance. I hope these improvements make working with charts in finio.live more comfortable and give you a better overview of your finances.

Product had at the time: 30 upvotes • 15 comments • 10 followers • 1 PeerPush

Comments (0)

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J
@jankolar24

Minority design update

Today just little update with some small colors changes for Light mode + in the Account setup remove the "cancel" button in modals, because the functionality is same as "x" button on the top right corner with closing the modal.

Product had at the time: 30 upvotes • 15 comments • 10 followers • 1 PeerPush

Comments (1)

B
@billiarMay 22, 2026

It's nice to see that you work on it almost every day :)

J
@jankolar24

Transparent shared account

Based on an idea from one of our users, I added a new Transparency option for shared accounts. This means that when sharing an account with another user, the owner can decide whether the account should be transparent for that specific guest. I replaced the previous View option, because it is already implied that if an account is shared, it is visible to the guest. If the owner enables Transparency for a specific guest, that guest can then choose whether they want to include the shared account’s all transactions in their history, summaries, and graphs.

Product had at the time: 26 upvotes • 14 comments • 10 followers • 1 PeerPush

Comments (1)

B
@basileMay 21, 2026

Thanks!

J
@jankolar24

Sharing accounts available

You can now share your accounts with another users. Owner of the account see all transactions, the guest see only his own. Possible setup Add/delete/edit transactions. This feature is available for all licences.

Product had at the time: 22 upvotes • 11 comments • 9 followers • 1 PeerPush

Comments (2)

B
@biloneMay 21, 2026

Good feature!

L
@liliMay 19, 2026

Good idea, this is nice feature. Lot of others have this functionality only under charged licences.

J
@jankolar24

Trusted devices

In the login, you can now mark the actual device as trusted - so next time is login not required. In the profile maintenance you can check all trusted devices and remove them, if need.

Product had at the time: 20 upvotes • 11 comments • 9 followers • 1 PeerPush

Comments (0)

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J
@jankolar24

PWA available

Hurry up! You can now download finio.live as an pwa application. Its more easier access to your records and finance tracking. Put the icon on your main screen and have your finance diary every time ready for use 🤗

Product had at the time: 14 upvotes • 11 comments • 8 followers • 1 PeerPush

Comments (1)

J
@jerry48May 16, 2026

How to install it?

J
@jankolar24May 16, 2026

@jerry48 From your web-browser, somewhere is the option to save on desktop or some similar. It depends on the browser type.

J
@jerry48May 16, 2026

@jankolar24 I have google chrome on my mobile device

J
@jankolar24May 16, 2026

@jerry48 then use three dost on top right, and then just tap on "install" or "add to home screen" and then confirm installation

J
@jerry48May 16, 2026

@jankolar24 Perfect, working fine, thanks!

J
@jankolar24

Email not required for register

You don't need an email to register. Just come up with a nickname and it will be used to log in. You can be sure that your account is completely anonymous and the data cannot be misused or linked to you. However, if you lose your password, it cannot be recovered because your email is required to recover your password.

Product had at the time: 7 upvotes • 6 comments • 5 followers • 1 PeerPush

Comments (1)

M
@moonwalkerMay 15, 2026

Like it! Every system requires email. Here i¨m sure, that my email will not be used for spamming etc...

J
@jankolar24May 15, 2026

@moonwalker correct, but if you lose your pass... I dont know, how to solve this issue :/

M
@moonwalkerMay 15, 2026

@jankolar24 Then create some form, where user will need put some info about account for example which transactions, budgets, goals or Accounts he have. Based on this you can proove that is the owner.

J
@jankolar24May 15, 2026

@moonwalker good idea, think about this :) Many thanks :)

J
@jankolar24

How much do you spend this month

On the Dashboard you can now find the value of spending in current month. You can click on the value and see the previous six months.

Product had at the time: 2 upvotes • 1 comments • 1 followers • 1 PeerPush

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J
@jankolar24

Two new buttons in last transactions

You can easily edit or duplicate your last entry. Use the two new buttons in Latest transactions panel in Dashboard.

Product had at the time: 2 upvotes • 1 comments • 1 followers • 1 PeerPush

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J
@jankolar24

Calculator for new transactios

Calculator in the form for adding new record has been added.

Product had at the time: 2 upvotes • 1 comments • 1 followers • 1 PeerPush

Comments (2)

D
@duranjalanMay 23, 2026

helpfull for me :)

M
@moonwalkerMay 15, 2026

Calculator is good tool for this!

Reviews (32)

Average 4.8 out of 5

4.8

Based on 32 reviews

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25
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Comments (6)

B
@basile

Need visible of the transactions of account owner. How to do it?

J
@jankolar24

@basile Its not possible yet. Good idea, i will add this option into access rules. Update soon :)

J
@jankolar24

@basile Its done :) Owned needs to setup shared account as "transparent" and guest can choose, if want to see all transactions or only self. Many thanks for the tip 🤗

B
@basile

@jankolar24 Perfect, so fast update :) Thank You

J
@jenayong

Do you have the AI included in future?

J
@jankolar24

@jenayong not for now. I have another ideas, how to improve this app, but AI not in part of this.

J
@jenayong

@jankolar24 But you are using AI for develop, or?

J
@jankolar24

@jenayong Yes, i do, but only for development. There are lot of manual things, which take me days to write, so i using AI, which is done in seconds, then chceck the code and in minutes is done. Much time spending

L
@lamic

I think is a clear and practical finance management tool designed for everyday use. The interface feels clean, modern, and easy to understand, which makes tracking income, expenses, accounts, and financial goals straightforward. Like it.

J
@jimmyjoe

Are you working on it only by yourself?

J
@jankolar24

@jimmyjoe yes, its "one man show" 😅

J
@jimmyjoe

@jankolar24 Then very nice job :)

M
@makita

Sounds good, will try it ;)

J
@jankolar24

@makita Thank you, then let me know your findings 😇

J
@jankolar24

Happy to publish my project here 😊