Bilt 2.0 Calculator
Calculate how many points you earn with Bilt's new cards
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- Target Audience
- Non-Technical Users
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- Web
About Bilt 2.0 Calculator
The Bilt 2.0 Calculator helps you accurately calculate how many Bilt Points you earn from rent, mortgage, and everyday spending under Bilt’s new (complicated) 2.0 credit card system. It supports all three Bilt cards (Blue, Obsidian, and Palladium) and models both Option 1 and Option 2 reward structures. The calculator shows monthly and annual point totals, effective earn rates per dollar spent, and how different spending levels impact your rewards. It also lets you benchmark Bilt’s real-world earn rates against other popular credit cards like the Venture X, Amex Gold, etc using transparent math rather than headline multipliers. Built to replace spreadsheets and guesswork, the Bilt Calculator focuses on ongoing value—not sign-up bonuses or promotional edge cases—so you can understand whether Bilt actually makes sense for your monthly spending.
Product Insights
This web-based fintech tool provides precise rewards modeling for the Bilt 2.0 credit card ecosystem, covering Blue, Obsidian, and Palladium tiers. It clarifies complex reward structures by calculating monthly and annual point totals based on rent, mortgage, and daily spending.
- Supports all three Bilt card tiers including Blue, Obsidian, and Palladium.
- Models both Option 1 and Option 2 reward structures for accurate point forecasting.
- Provides direct benchmarking against competing cards like Venture X and Amex Gold.
- Focuses on long-term spending value rather than temporary sign-up bonuses.
Ideal for: Non-Technical Users seeking to understand their real earn rates across rent and everyday spending without maintaining complex spreadsheets.
Bilt 2.0 Calculator differentiates itself by using transparent math to compare real-world earn rates against other cards rather than relying on headline multipliers.
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Comments (3)
Nice idea! Good luck!
Congrats
Super frustrated by the new Bilt cards and how complex they are. Built (no pun intended) this tool to help save braincells & easily compare the new cards