
ChargeWhat.app
The freelance rate calculator that accounts for SE tax
Details
- Categories
- Productivity & NotesFinance
- Target Audience
- FreelancersSolopreneursConsultants
- Pricing
- Free
- Platforms
- Web
About ChargeWhat.app
Freelance Hourly Rate Calculator determines the minimum billable rate required to cover costs and reach income goals. It automatically accounts for the 15.3% self-employment tax, specific US state income taxes for all 50 states, health insurance premiums, and operating expenses. By inputting your desired annual take-home pay and estimated billable hours, the tool provides a baseline profit buffer without requiring a signup.
Product Insights
ChargeWhat.app is a free web-based finance tool designed to help freelancers, solopreneurs, and consultants calculate their minimum billable hourly rate. By incorporating US taxation, health insurance, and operating expenses, it enables precise financial planning without requiring an account.
- Free to use on the web with no signup or account registration required.
- Automatically factors in the 15.3% US self-employment tax and state-specific income taxes.
- Calculates rates based on custom health insurance premiums, operating expenses, and target take-home pay.
Ideal for: This tool is ideal for freelancers, solopreneurs, and consultants who need to perform financial planning to determine accurate hourly rates that cover taxes and business expenses.
Screenshots
Reviews (1)
Average 5.0 out of 5
Based on 1 review
This is simply fantastic. Clear, informative, helpful doesnโt come close.

Comments (1)
SE tax is 15.3% on top of income tax โ and most rate calculators ignore it. ChargeWhat.app works backwards from your take-home to give you the real minimum rate. Free, no signup.