Loanchy - Personal Loan, Debt & Payment

Loanchy - Personal Loan, Debt & Payment

Loanchy makes it easy to track money you've lent or borrowed

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@stlraxis
Published on Aug 6, 2025
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About Loanchy - Personal Loan, Debt & Payment

Loanchy is a free personal loan management system that simplifies tracking money you've lent or borrowed. It serves as a digital notebook, helping individuals keep tabs on informal loans and payments without complexity. Key Features of Loanchy • Clear Loan Overview: The app displays two lists: Loans You Lent and Loans You've Borrowed, showing who the loan is with, the amount, and the date. • Effortless Payment Tracking: - Record Payments: You can log partial or full payments against any loan with timestamps. - Payment Updates: Payment records are editable, and the outstanding balance updates automatically.

Product Insights

Loanchy is a mobile-based Fintech solution designed for individuals to manage informal lending and borrowing through a structured digital notebook interface. It automates balance calculations and provides a timestamped history for all partial and full payments.

  • Dedicated dual-list interface for tracking both lent and borrowed funds separately.
  • Automated balance updates that recalculate whenever payment records are edited or added.
  • Mobile accessibility tailored for recording transactions and payments on the go.
  • Simplified payment logging with support for full or partial amounts and historical timestamps.

Ideal for: Loanchy is optimized for non-technical users, freelancers, and solopreneurs who need a straightforward way to track personal debts and informal business lending.

Screenshots

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