Moneko

Moneko

AI budgeting and expense tracking across mobile and chat

yifanlim
@yifanlim
Published on May 1, 2026
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About Moneko

Moneko is an AI-powered budgeting application and expense tracker designed to help you manage your finances seamlessly. This platform allows you to track expenses automatically across multiple devices and popular messaging platforms like WhatsApp and Telegram. You can manage shared budgets, organize your spending into pockets, and use it as a modern alternative to traditional tools like YNAB. Whether you are on iPhone or Android, you can keep your financial life organized through automated tracking and smart categorization.

Product Insights

Moneko provides AI-driven financial tracking and automated expense management across web, mobile, and popular messaging platforms. It supports both individual and shared budgeting needs through smart categorization and pocket-based organization.

  • Cross-platform support for web, mobile, WhatsApp, and Telegram.
  • Automated expense tracking and smart categorization capabilities.
  • Shared budget management for collaborative financial planning.
  • Freemium pricing model starting at an accessible $2.99 point.

Ideal for: Moneko is built for private persons, freelancers, and financial planners who require automated expense tracking across multiple mobile devices and chat applications.

Screenshots

Screenshot 1 of MonekoScreenshot 2 of Moneko

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Comments (1)

yifanlim
@yifanlimApr 6, 2026

Hey everyone 👋 I built Moneko because budgeting apps often feel like work. With Moneko, you can log expenses by sending a receipt photo, recording a voice note, or even using WhatsApp