Why Another Finance App?
Because most apps just show you pretty charts of money you've
already lost. They don't understand:
- Multiple currencies with parallel market rates (crucial for
Argentina, Venezuela, Nigeria...)
- Inflation eating your savings – that "$1,000 in 2020" is
really $1,340 today
- Complex recurring payments – rent on the "last day of month"
doesn't mean the 28th
- Receipt chaos – scanning that works, categorizes
intelligently, and learns
We built Biyuya for people who need real financial control.
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🤖 AI Assistant That Actually Does Things
Not a chatbot. A financial co-pilot with 30+ integrated actions:
- "Add my $47 grocery receipt" → Scans image, extracts items,
categorizes each one
- "Create monthly rent for the last Friday" → Sets up recurring
payment with smart patterns
- "Move $500 from savings to checking" → Executes multi-currency
transfer with live rates
- "How much did I spend on food last quarter?" → Queries your
data instantly
Upload receipts → AI extracts merchant, items, amounts, dates →
Suggests categories from 800+ options → You confirm. Done.
Always asks before modifying anything. You stay in control.
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🔄 Recurring Payments That Actually Work
Most apps: "Repeat monthly." That's it.
Biyuya supports:
- Last day of month (works for 28, 30, or 31 days)
- "3rd Monday of every month"
- "Every 2 weeks on Monday and Thursday"
- "Last Friday of December, yearly"
- End conditions: forever, specific date, or after N occurrences
Plus smart reminders – get notified 3 days before your credit
card is due, not when it's late.
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💱 Multi-Currency & Inflation Reality
True multi-currency:
- Each account has its own currency
- Parallel market rates (official vs. street rates)
- Historical exchange rate tracking (buy/sell)
- Transfer between currencies with fee tracking
Inflation adjustment – the killer feature:
Most apps: "You spent $1,000 in January 2020"
Biyuya: "You spent $1,000 – equivalent to $1,340 today"
See your real purchasing power over time. Essential for anyone
in high-inflation economies.
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📂 800+ Purpose-Based Categories
Traditional apps categorize by merchant. Walmart = Groceries.
Always.
Biyuya categorizes by purpose:
- Yogurt at a gas station → Food
- Shampoo at a supermarket → Personal Care
- Books for leisure → Entertainment
- Books for study → Education
12-level deep hierarchy. Full translations (EN/ES/PT).
AI-assisted suggestions with confidence scores.
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👥 Shared Finances Without the Chaos
Invite partners, roommates, or family to collaborate on
accounts:
- Role-based permissions
- Full audit trails (who added what)
- Shared visibility, individual control
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What You Get
✅ AI receipt scanning that actually categorizes
✅ 30+ chat commands for hands-free management
✅ Sophisticated recurring payments (RFC 5545 standard)
✅ Multi-currency with parallel rates
✅ Inflation-adjusted insights
✅ 800+ purpose-based categories
✅ Collaborative accounts
✅ Web app (PWA) – works everywhere
✅ Free tier available
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Built for people who need real financial control – not just
another spending tracker.
🚀 Try Biyuya free today.
Comments (1)
We're launching in beta and would love your feedback. What features would make you finally stick with a finance app?